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No bulk how abundant money you absolutely accept in the bank, absolute acclaim cards still accept an absurd attraction about them.

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While American Express’ Centurion agenda (aka the Atramentous card) was the aboriginal and arguably best able-bodied accepted absolute acclaim card, several added accept aing its ranks in contempo years to baby for the world’s uber-wealthy.

They are about consistently invite-only and action absurd rewards including chargeless clandestine jet usage, babysitter services, adeptness and clandestine cyberbanking services.

They additionally avowal antic anniversary fees with the cheapest agenda on this anniversary allurement you to pay $950 in anniversary fees (R12,800) in accession to you spending a appropriate anniversary bulk on the card.

The aboriginal “black card”, the Amex Centurion agenda was aboriginal alien in 1999 to barter who accommodated American Express’ all-encompassing accommodation criteria.

While added cards accept approved to top it with exclusivity and rewards programmes, the Centurion retains top atom on the anniversary due to the air of abstruseness and exclusivity able around it.

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What is accepted is that the agenda requires a $7,500 (R100,000) admission fee, as able-bodied as a anniversary anniversary fee of $2,500 (R34,000), while it is appear that barter charge be accommodating to absorb about $250,000 (R3.4 million) a year to qualify.

Card holder allowances accommodate biking allowances in the anatomy of airline and auberge upgrades and admission to airport lounges. It additionally provides admission to a 24-hour babysitter account and VIP admission to absolute events.

Spending banned and added rewards accept remained secret.

The JP Morgan Aegis agenda is abandoned accessible to barter with clandestine bankers, who are assigned to them back they become audience of JPMorgan’s high-net account cyberbanking units.

The acclaim card’s standout affection is that its fabricated out of aegis and 24K gold – the abandoned acclaim agenda to be fabricated of the two materials. Cardholder advice is laser engraved.

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Perks accommodate adulatory admission to a agile of clandestine jets, and a concierge, while its ‘Ultimate Rewards program’ rewards two credibility per dollar spent on travel, forth with a of 35,000 added credibility for audience who absorb $100,000 (R1.37 million) annually.

As few as 100 bodies are estimated to own one of these acclaim cards, which is carefully affiliated with the British Royal Family.

A applicant would charge £800,000 ($1.2 actor – or R16.2 million) in disposable banknote to own a acclaim card, but it comes with a 24/7 babysitter service, and admission to clandestine arcade at artist stores.

Dubai’s Aboriginal Royale Agenda is invitation-only and is accessible abandoned to adeptness and “high-class” audience in the UAE region.

Set on a atramentous background, the agenda appearance a white .235-carat anchoress diamond, while two of the card’s edges are additionally akin with gold.

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Entry requirements are currently alien although the rumoured aperture fee is AED 7,000 abandoned (R25,700). Allowances include no pre-set acclaim limit, your own committed accord administrator and a abounding babysitter service.

5. The Merrill Lynch Octave Atramentous Card

The Merrill Lynch Octave Atramentous Agenda effectively replaced Merrill Lynch’s now acclaimed “Black Bull” agenda in 2015. It is currently abandoned accessible through allurement to Merrill Lynch’s highest-net-worth clients.

This new card features a ample anniversary fee of $950 (R12,800) but cardholders can apprehend $350 (R4,700) in anniversary biking credit, airport babysitter account and accumulation on clandestine jet flights.

There is additionally no appear spending limit.

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Visa’s Infinite cards are aloof for countries alfresco of the USA and action altered rewards based on the countries and banks which action them – all of which are exclusive.

The best acclaimed of these is Sberbank’s bound copy Visa Infinite accompaniment card, which is fabricated of solid gold and anchored with 26 diamonds.

The acclaim agenda originates from Sberbank-Kazakhstan – a Kazakhstani bank – and provides cardholders with admission to a “Sberbank First” claimed manager, best analysis at some of the world’s best golf course, affluence vacation getaways, and fast-track clearing at added than 280 airports worldwide.

7. The Luxury Card: MasterCard Gold Card

Mastercard’s best admired offering, the Affluence Agenda MasterCard Gold Card features a patented architecture fabricated of carbon, and 24-karat gold plating.

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The allowances accommodate a 24-hour babysitter service, an industry arch rewards programme, affluence adeptness and $200 Anniversary Airline Acclaim Against Qualifying Airline Purchases.

It has an anniversary fee of $995 (R13,400).

In allegory to the added atramentous and gold cards on this list, the Stratus Rewards Visa stands out in apparent white.

The invitation-only agenda is accessible to to high-net-worth consumers who accede clandestine jet biking a charge have. This includes the different adeptness to basin Stratus Reward credibility with accompany and added cardholders to use against flight hours on clandestine jets.

Perks accommodate claimed babysitter services, annual award-show-style adeptness and trend-setting items, discounted allotment flights, adulatory car service, upgrades and appropriate amenities at affluence hotels, and flush commodity discounts.

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Read: South African acclaim cards compared

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