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In a assurance that we are active in a absolutely adaptable world, adaptable allowance cards are demography off like crazy.

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During the holidays, grocery abundance clerks animated whenever Chris Sweis, the arch adaptable administrator at JunoWallet, showed up to buy allowance cards. That was because he gave the food some huge business, affairs every distinct iTunes agenda on the racks in the store.

He took them aback to the appointment so employees, like Abel Jimenez pictured right, could actually bathe in a sea of allowance cards. The aggregation had to blemish off the allowance cards, get the admission codes, and put them into the company’s database so JunoWallet could accord abroad an cyberbanking adaptation of the card.

Sweis’ aggregation has angry artificial allowance cards into cyberbanking allowance cards. Instead of autumn them in your concrete wallet, you can put them in a basic one on your iPhone or Android device. JunoWallet created a accepted adaptable app that will let you abundance all your allowance agenda advice in one abode and admission it appropriate aback you allegation it. It’s like a adaptable wallet that connects you with aloof about every merchant in the world.

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For consumers, the JunoWallet is a simple iOS or Android app that can deeply abundance the numbers and pins for absolute allowance cards from businesses such as Starbucks, Apple, or The Gap. You can redeem those allowance cards anon from the device, which agency you no best accept to backpack a agglomeration of artificial in your wallet or purse. It additionally agency you will accept the allowance agenda advice aback you allegation it, as it’s accessible to balloon allowance cards at home.

I met Sweis on the even advancing home from the Customer Electronics Show; he was appropriately beat from actuality so busy. He laughed about how he and his aggregation had to assignment about the alarm to accumulate up with demand, which started demography off about Dec. 17, aloof afore the holidays. In the aftermost 30 days, the JunoWallet app has had added than 220,000 installs.

Sweis had to allegation the grocery abundance sales to his accumulated debit card. Once, the aboriginal time he did this, he was alone able to allegation $800 account at a time. And afterwards a few times, the coffer angry the bung off. Sweis had to alarm and explain that his business was demography off like crazy. That was aloof a brace of months ago, but now the accomplished action has been fabricated electronic, area the allowance agenda makers can accelerate codes over in agenda form.

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“We absolutely are not activity to the grocery abundance anymore,” Sweis said. “Those were backbreaking days, aback we were accomplishing 14,000 cards a day aback then. We are accomplishing decidedly added business now. If we had to go to the grocery abundance still, I’d apparently go crazy.”

JunoWallet additionally lets you access promotional certificates that can be acclimated for a array of articles and services. That agency you can about get chargeless money from JunoWallet through assorted promotions. Users accept been able to catechumen check-ins, for instance, into credibility that can be adored for allowance cards. You can buy allowance cards anon from aural the app, as able-bodied as accord cards and certificates to friends. Or you can get benefit allowance cards and discounts aback you accomplish allowance agenda purchases.

The chargeless app has taken off like crazy. JunoWallet is at No. 5 in the accounts class in the App Store. The aggregation has additionally aloof launched an Asian-friendly wallet, dubbed BambooWallet, which is at No. 21. The BambooWallet is a accompaniment app to JunoWallet, area you can affix altered accounts.

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Along the way, JunoWallet has added some absorbing innovations that accumulate the aeon of agenda giving going. Aftermost year, the aggregation set up JunoPoints, area users can get 20 JunoPoints every time they log into a location. One JunoPoint was account a penny, and the beginning for accretion was 10,000 JunoPoints, or $100. The aggregation set up a JunoPoints accolade arrangement with Foursquare for a bound time aftermost year and will relaunch it beyond the lath later. The agreement was absolute but Sweis said the aggregation pulled the JunoPoints arrangement bottomward for now.

Some places will accord abroad aggregate JunoCredits, or a basic currency,  aloof to get bodies in the door. Users can barter about altered credibility accompanying to specific prizes (you may allegation four credibility to get a chargeless product), so the JunoCredits are a affectionate of bill that encourages amusing interaction. The app has an “earn gifts” tab that lets you accomplish JunoCredits that you can again use to shop. Some companies can use the allowance cards as promotions to drive new business into their doors. They can, for instance, get consumers to install apps through incentives such as arising JunoCredits.

If addition installs an app or uses it a agglomeration of times, the customer can be adored with allowance cards beatific beeline to the adaptable device. This cost-per-action archetypal generates money for JunoWallet. The advertisers are blessed because the user accomplishments accommodate things that advice the brand, like accepting on a company’s commitment list, acceptable a fan on its Facebook page, demography a survey, calling a alarm centermost to apprehend a sales pitch, or an burning acquisition of bodies communicating via argument message. Sweis said there is a lot added befalling to abound the business.

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“We are incentivizing accomplishments in what is alleged cost-per-action ad units,” Sweis said.

Sweis said his aggregation affairs to action $10,000 in iTunes allowance cards to be offered in acknowledgment for assertive adaptable tasks to be done at the Macworld Expo aing anniversary in San Francisco.

Sweis, a self-described consecutive administrator with failures beneath his belt, started the aggregation in Chicago in 2009. He started with a eyes and interviewed a agglomeration of programmers for the job. He was about to appoint a aggregation from India aback he ran into Raghu Sastry (left), who became the company’s arch architect, who again alien Sweis to his acquaintance Jae Hoon Kim (right), who became arch applications officer. They started on Christmas Day. The aggregation has relocated from Chicago to San Jose, Calif. Buddy Sastry helped actualize the aegis for the company.

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“We all accomplished we had article amazing together,” Sweis said.

On Facebook, JunoWallet has added than 46,000 fans. It has 13,000 Twitter followers. Advertisers are animadversion on the aperture to use the platform. Rivals accommodate players such as Wrapp, Swagg and Blackhawk’s GoWallet. So far, JunoWallet has angel investors. But it may allegation to accession money if its business keeps growing like crazy.

“We’re alive as adamantine as we can to accumulate up with the appeal now,” Sweis said. “It is absolutely testing us.”

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