Hoping to use a debit agenda to hire a car? It’s usually possible, but rarely easy. Rental car companies adopt that their barter use a acclaim card. As Thrifty Rental Car explains on its site: “Renting a car to accession with no acclaim agenda is chancy for rental car companies. Not accepting a acclaim agenda is a red banderole that you may be a acclaim risk.”
Debit cards additionally present a brain-teaser for rental car companies. What if the debit agenda bedfellow allotment an abandoned tank, but there isn’t abundant banknote larboard in the coffer annual to pay for it? Or the car comes aback dinged up, but the renter’s allowance action doesn’t awning it and, already again, the coffer annual has biconcave too low?
But rental car companies appetite to accumulate barter blessed and borrowing vehicles. So it is generally accessible to hire a agent application a debit agenda – aloof apprehend added hassles and added time at the rental car counter. Exact capacity alter aggregation to company, and alike area to location. Read on for a annual of nine obstacles you may encounter, and a breakdown of behavior by rental car agencies.
1. You’ll charge to acquire accessible cash.You charge to acquire money in the coffer to hire with a debit card. Apprehend the rental car aggregation to lock up the absolute rental bulk in advance, additional put a authority on your annual for up to $350. Barring any issues, the added money will be appear aback to you at the end of the rental, but the action can booty up to three weeks.
2. You may face a acclaim check.Many rental car companies will run an automated acclaim analysis on anyone acquisitive to hire a car application a debit card. If your account is too low, they may debris to hire to you. Additionally accumulate in apperception that every time accession runs a analysis on your credit, it can lower your FICO score, from bristles credibility to abundant more, depending on the accompaniment of your accurate acclaim situation.
3. Carry account forms of identification.If you can action a acclaim agenda as well, that will consistently be acceptable. Otherwise, in accession to a driver’s license, you may be appropriate to aftermath a additional or even, if you’re ambidextrous with Rent-a-Wreck, a third anatomy of identification. An adequate anatomy of ID could be a passport, or a account bill with the aforementioned abode as the one on your driver’s license.
4. You’ll acquire to buy or appearance affidavit of insurance.Many rental car companies will ask debit agenda renters to aftermath affirmation of insurance. Apprehend this in accurate to apathetic the action down, because they will again alarm the cardinal on the action and accomplish abiding you acquire the akin of advantage they crave to hire the car. If not, they may assert you acquirement acceptable advantage from them, or abatement to hire you a car.
5. Appearance affirmation of acknowledgment travel.This varies broadly from aggregation to company, and alike from area to location. Enterprise, Alamo and National (which are all endemic by Enterprise Holdings) acquire appealing adjustable behavior for nonairport locations. But if you appetite to use a debit agenda to hire from them at, say, LAX, you’d charge to aftermath a acknowledgment biking admission with your name on it. This could be an airline, cruise or alternation ticket. The aforementioned holds accurate for Budget’s Newark airport location, admitting abounding added Budget locations do not accomplish this demand.
6. Apprehend agent exclusions.Talk about activity like a cheap aborigine … In accession to the hoops a debit chump charge jump through, there may additionally be classes of cars you cannot rent. A Mercedes sedan, a Chevy Suburban, a convertible by any automaker – these are all cars that are not rentable with a debit agenda at abounding rental agencies or locations. The capital acumen actuality is admeasurement and/or luxury.
7. Age exclusions may apply.Budget and Avis will not acquiesce anyone beneath 25 years old to defended a rental car with a debit card. Too young? Too bad. Thrifty has the aforementioned action for off-airport locations. Added companies may crave added proofs of identification for the adolescent set.
8. You’ll pay up at agent return.Generally speaking, rental car agencies are blessed to booty your money in whatever anatomy you offer. Hertz and Thrifty will let you pay banknote upfront if you absolutely plan advanced by applying at atomic 30 canicule in beforehand for one of their Banknote ID cards, and advantageous a $15 customs for the card. Some Rent-A-Wreck locations (like this one in North Carolina) additionally acquire banknote at the time of rental.
9. Behavior may alter by location.Check out your specific area in advance. There are two means to do this. The aboriginal is to attending it up online, by beat on the “locations” tab on the aggregation site, award the area area you plan to rent, and again beat on the faint, baby book at the bottom, which will beforehand you to the capacity of that location’s policy. That will accord you an overview. To be certain, however, that you access appropriately able to hire the car of your choice, best to alarm the area itself and attach bottomward every detail.
See related: Which cards are best for renting a car, Renting a car? Know whether your agenda adds insurance, How to account a rental car application a rewards acclaim card
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