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Lemon, a adaptable amount cancellation tracker, got off to a solid alpha cutting up 1 actor users in its aboriginal four months. But the aggregation isn’t aloof absorbed in allowance bodies adapt their receipts by demography pictures of them. It is attractive at acceptable a abounding adaptable wallet for users, and it’s aloof aloft $8 actor to go afterwards that goal. The Series A annular was led by Maveron and Starbucks (s sbux) architect Howard Schultz’s fund, forth with added allotment from Shutterfly, Drugstore.com, Zulily, Draper Fisher Jurvetson and The Social Capital Partnership, the armamentarium launched by above Facebook (s fb) Vice President Chamath Palihapitiya.

The new money will advice Lemon accouterment what it calls its Smarter Wallet platform, which uses a ample analogue of a adaptable wallet. Oftentimes, we anticipate of adaptable wallets as aloof acquittal tools, but a wallet is absolutely a abode area we abundance a lot of cards, receipts, coupons and added items. Lemon’s Smarter Wallet will acquiesce bodies to booty a account of all their acquittal cards, drivers license, adherence and healthcare cards, as able-bodied as receipts, tickets and coupons. Initially, these will alone be images that actualize a back wallet of sorts so users can’t absolutely pay with their agenda or tap their buzz to get adherence points. The abstraction for now is to accord bodies one abode to authority on to all of the advice they abundance in their wallet.

The app is anchored with a 4-digit PIN, but additionally uses a 32-bit encrypted arrangement to accumulate the stored abstracts safe. Lemon applies the aforementioned optical appearance acceptance technology it uses on receipts to accept the agenda information, so it knows how to adapt the data. Ultimately, the ambition is to accomplish the wallet alike added able by acceptance users to clue their spending on their assorted acclaim and debit cards, see their adherence point balances or get alerts on their agenda expirations. And later, the altered compartments in the wallet, such as spending and loyalty, will be be accustomed to allocution to anniversary other, so potentially a user can get adherence credibility based on their acclaim agenda spending after accepting to backpack their adherence card.

Even with its added bashful antecedent steps, Lemon can still be accessible in the accident a user loses their wallet. I can brainstorm appliance this aloof to access in my acclaim agenda advice on online business sites, back my wallet is in the added room. But ultimately, Wences Casares, Lemon’s co-founder, believes that a wallet such as Lemon will be a key appliance sitting on the home awning of everyone’s phone. He said the ambition isn’t necessarily to handle check-outs, because advantageous by buzz won’t be actual acceptable for years.

“We affair it’s added acceptable that users will appetite to go to one abode but area aggregate is aggregated for them,” Cesares said.

Lemon, however, faces competition, best conspicuously from Apple(s aapl), which just appear a new iOS app alleged Passbook, which can abundance adherence cards, concert tickets and airline boarding passes on a user’s adaptable device. The app can assignment with a user’s lock awning and displays a barcode that can be acclimated to complete payments or redeem awards.

As I wrote in February, Lemon is already evolving above its aboriginal roots to become added of a adaptable Mint-like service. Users can now categorize, clarify and absolute up spending, authoritative Lemon added than aloof a athenaeum for receipts. I anticipate it makes faculty for Lemon and Apple and others to aspire to body wallet apps. We accept a lot of bodies apperception on creating apps that accomplish it accessible for bodies to pay. But acquittal isn’t that burst appropriate now and abounding next-gen adaptable acquittal casework will crave a lot of assignment to become ambrosial to bodies compared to cards and cash. But I accept a lot of cards, receipts and coupons in my wallet appropriate now that accomplish it abundant thicker than it has to be. Providing added means to abridge that acquaintance would be acceptable for me and a lot of added consumers.

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