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WASHINGTON — Do you accept a ample antithesis on your acclaim agenda anniversary month?

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If so, it turns out you’re not abandoned in the D.C. area.

According to a abstraction by CreditCards.com, association of Washington and Baltimore are in the top-10 nationally aback it comes to their boilerplate account agenda balance.

But the assay shows that acknowledgment to college antithesis in the D.C. area, that debt amount is not as crushing as it is in added cities beyond the U.S.

For example, in San Antonio, the boilerplate acclaim agenda antithesis is $7,070, but aback the boilerplate assets is abundant lower in that big Texas burghal (just over $29,000), that bill is harder to pay off.

Other cities in the top 5 are Dallas, New York and Houston.

But the account looks absolutely altered aback you accede added factors like boilerplate assets and how continued it would booty to pay off those ample acclaim agenda balances.

If you lived in San Antonio, the armpit estimates you would charge about two years to pay off the bill and you’d accumulate over $900 in absorption charges. Added cities whose association accept a abundant debt accountability accommodate Miami and Los Angeles.

The association of those debt-heavy cities would be acute to challenge association of Seattle, Boston, Minneapolis and Detroit, who accumulate their debt costs low due to a aggregate of ablaze spending and college boilerplate incomes.

The burghal that may accept the best all-embracing acclaim health? CreditCards.com gave Minneapolis that honor.

Residents of the Twin Cities are in bigger appearance financially than their counterparts in places like Washington and San Francisco, whose aerial acclaim agenda debt is set off by their able anniversary earnings.

The armpit acclimated a afresh created money-management baronial accepted as VantageScore as evidence. Minneapolis-area association accept a account six credibility college (709 points) than those in San Francisco.

As to why? Analysts are not sure. An able from Experian said it could be that the algid acclimate keeps bodies from accepting out and spending money.

However, a acclaim advisor from the breadth quoted by CreditCards.com said it could be that association from up arctic are aloof tighter with their pocketbooks.

“When things alpha to get tight, they tend to cull back,” said Raye Ann Hoffman of Acclaim Counseling of Minnesota.

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