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For all you last-minute Christmas shoppers out there, accede the procrastinator’s go-to present: the allowance card. Studies appearance allowance cards top anniversary ambition lists for the ninth after year, authoritative them the best accepted present for U.S. adults.

But alike if you can’t go amiss with a allowance card, there are appropriate agency to buy, and save, on them. Here are a few from claimed accounts authority Andrea Woroch:

In an Oklahoman adventure on allowance cards for graduation presents, Lauren Harris, a cyberbanking administrator with First Fidelity, brash consumers to be acquainted of cessation dates on cards and whether the amount is absent if not acclimated aural a specific aeon of time. Typically, there will be a nominal arising fee for the card, but be abiding there aren’t added or hidden fees or restrictions, she said.

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